How Your Phone Settings Can Help You Save Money

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Recurring payment modules have been the new game for media consumers and app lovers alike. Subscription services usually strike in a happy note promising convenience. On the flip side, they are also responsible for building a relation between a company developing a product and the end consumer. Now, for a buyer, it would mean only paying or service as long as it stays valuable to him. However, little do people realize that they can make your wallet cringe go light.

How many times have you signed up for a free trail and never bothered to check the fine print, thus ending up paying a fee for something that you don’t care about. My cousin just realized that he has paid extra for HBO via Amazon Prime when the channel is already included in his favorite package that comes with the cable connection. And guess what? He had no clue about this until he found out that he opted in for a setup process of a device from the house of Amazon. Once he muddled over his account settings, he discovered that he was shelling out extra bucks for other things as well. Having said that, this might be the best time to re-evaluate the subscription services that you own and free up some cash for the holiday season.

Check your apps

When it comes to app subscriptions, there is no one better than Apple to have done it right. The company has been through a lot of changes in the past years, and they have been effectively pushing for app subscriptions. In other words, app makers have been enjoying their sweet share of revenue coming from subscribers who want to keep kicking for more than a year or so. On the other hand, Apple also made it increasingly difficult to figure out apps that you have actually subscribed to just in case you grow genius enough to unsubscribe. Don’t worry. Here’s quick navigation.

  • Go to Settings and scroll way down to iTunes and App Store.
  • Click on it and then go ahead and tap the Apple ID right at the top of the screen.
  • Now, click “View Apple ID.”
  • Scroll down further to Subscriptions. That would be the 7th option.

Now choose from the list of subscriptions and go ahead and hit “Unsubscribe” option to get rid of an app that you don’t want to be attached to anymore.

If you are an Android user, life’s a hell lot easier for you. Just open your Google Play app on your Android device.

  • Go to Menu and hit “Subscriptions.” Simply select the ones you don’t want to be there and unsubscribe

One can also go for applying restrictions right at the OS level which blocks your phone from all in-app purchase. ON iOS, the same feature is located right within the Screen Time, just under the Content & Privacy Restrictions. For Android, just move to Settings of your Play Store and set for a fingerprint option to restrict any unauthorized purchase.


Keeping it Prime

Amazon’s Prime service @129 per month extends much beyond just free and fast shipping. The fact that Amazon lures its customers with Subscribe & Save, Prime Video, Kindle unlimited and such accounts for its subscription settings which are all the way unchangeable. Just in case, you have signed up for a one-month free trial pack; you will at a shock to discover that unknowingly you have also been paying for Kindle Unlimited (even though you don’t have a Kindle). Find out how to check your Amazon subscriptions and ease the burden on your wallet.

  • Log into your Amazon Account
  • Move over to Account & Lists.
  • Further, navigate down to Memberships & Subscriptions.
  • Check the drop-down menu to find your Active Subscriptions and your expired and canceled ones.
  • Now, choose and cancel any Active Subscription that you want to.

Fair warning: Every membership of Amazon prime is a one-way game. As much as you try you won’t be able to manage the same from Memberships & Subscriptions. To annoy a subscriber further, Amazon has made a ridiculous policy of not offering a chance to downgrade any service. So, you are left with either cancellation or shift to a cheaper plan.

Look deeper for the cracks

You think Amazon’s Memberships & Subscriptions is the only burden you got on your wallet unnecessarily? Think again. Don’t forget to check Games and Software, which one can find under My Account and then moving to Digital Content and Devices.

Are you on Facebook too? Sure you are. Well, Facebook also keeps a tab of every single subscription made for games and apps in tandem. So, don’t forget to check under Facebook settings to ensure you are not being charged for a game that you no longer play.

  • Log into Facebook
  • Click on Settings from the small drop down icon menu
  • Click on Payments
  • Now, check right “Subscriptions” to unsubscribe from a particular game or app.



Lost in the Clouds

Working with cloud storage sure doses account for productivity and does have a list of handy subscription services. However, there remains a strong reason to muddle over your storage and save money in the process.

For iOS users:

  • Go to settings
  • Tap on your Apple ID at the top right of Settings
  • Go to iCloud and click On “Manage Storage.”
  • Here, you will be able to change the storage plan for your cloud

However, options are pretty limited for an Apple user using Cloud as the only option other than 50 & 200GB cloud plan on Apple is a 2TB plan, which might be unnecessary to a lot of users.

For Android users:

  • Open your Google One app
  • Click on Settings

Does one get an app for that

Yes, Sir! A service app like Monefy or Expense Manager is a great option if you don’t want to hover through your Phones settings to save extra bucks. Money Manger apps can help you refresh your memory about a premium gym or club membership and can also keep a track of your payments like a cable Bill or a subscription to Netflix. If it’s not all worthy, you are always free to go old school, classic and dependable sort. Maintain a diary and keep a list of all your major and minor expenses over six months. Now, take a highlighter pen and mark the ones that you want to cut off from the recurring list and Voila, you’re done.

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